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College Student Credit Cards
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Some discover credit card account plans allow the card issuer to change the annual percentage rate on your account when interest rates or other economic indicators [called indexes] change. Because the rate change is linked to the performance of the index, which may rise or fall, these plans are commonly called variable rate plans.
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But like most credit cards, you have a credit limit. Your credit limit is based on the amount of your deposit in your savings account. With most institutions your credit line is equal to 100% of your deposit.
Making timely payments on a major credit cards guaranteed approval is one of the best references you can have on a credit report. In addition, typically you can increase your credit limit simply by depositing more funds into your savings account-and because it is a savings account, you typically earn interest.
