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That means that if you buy a $50,000 united american life insurance policy, when you die, taxes will not be deducted from that amount. If you have an annuity and choose a benefit option that covers you for life, you cannot "outlive your money". The risk the united american life insurance company takes includes the possibility of paying your annuity for more years than they had planned, even though that may be much later than their statistics had predicted for someone of your age and health.
