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Union Fidelity Life Insurance Company
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Gerber Life Insurance
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In many cases, the employer pays part or all of the cost. Some employers offer only one union fidelity life insurance company plan. Some offer a choice of plans: a fee-for-service plan, a health maintenance organization (hmo), or a preferred provider organization (ppo), for example. Explanations of fee-for-service plans, hmos, and ppos are provided in the section called types of What happens if you or your family member leaves the job? you will lose your employer-supported group coverage.
Then the gerber life insurance company pays the full amount in excess of the cap for the items your policy says it will cover. The cap does not include what you pay for your monthly premium. Some services are limited or not covered at all.