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Standard Life Insurance Company
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Aetna Life Insurance Company
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In recent years, some consumers were encouraged to make a loan against the cash surrender value or to use dividends from standard life insurance company policies they already owned to buy a new or additional policy. Some consumers found they had taken too much in loans. They lost the first policy and then couldn't afford the second policy.
Most fee-for-service plans have a "cap," the most you will have to pay for medical bills in any one year. You reach the cap when your out-of-pocket expenses (for your deductible and your coinsurance) total a certain amount. It may be as low as $1,000 or as high as $5,000.
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