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Well then, best credit card offers, continue reading!. Just like an credit card, your payments are reported to the credit bureaus. Making timely payments on a major credit card is one of the best references you can have on a credit report. In addition, typically you can increase your credit limit simply by depositing more funds into your savings account-and because it is a savings account, you typically earn interest.
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By law, a creditor cannot close a joint account because of a change in marital status, but can do so at the request of either spouse. A creditor, however, does not have to change joint accounts to individual accounts. The creditor can require you to reapply for credit on an individual basis and then, based on your new application, extend or deny you credit.
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