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Pre Paid Credit Cards
Considering something about pre paid credit cards read on for further information. In return, the card issuer must investigate the problem and either correct the error or explain to you why the bill is correct. This must occur within two billing cycles and not later than 90 days after the issuer receives your letter. The annual percentage rate, or APR, is disclosed to you when you apply for a card, again when you open the account, and it is also noted on each bill you receive. Complete info about pre paid credit cards may be helpful.
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Credit Card Comparisons
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It requires that you open and maintain a bank account or other asset account at a financial institution as security for your line of credit. Your credit line will be a percentage of your deposit, typically from 50 to 100 percent.
Rate changes raise or lower the amount of the finance charge you pay on your account. If the credit card comparisons you are considering has a variable rate feature, the card issuer must tell you that the rate may vary and how the rate is determined, including which index is used and what additional amount [the margin] is added to the index to determine your new rate.
If you lose your credit or charge cards, or if you realize they've been lost or stolen, immediately call the issuer(s). By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.
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