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Merchant Credit Card
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Credit Cards For Bad Credit
Interestingly enough, credit cards for bad credit should be of interest to you also. In addition, typically you can increase your credit limit simply by depositing more funds into your savings account-and because it is a savings account, you typically earn interest. Once you get a card, sign it immediately so no one else can use it.
There are two types of credit accounts: individual and joint. You can permit authorized persons to use the account with either. When you apply for credit-whether a charge card or a mortgage loan-you'll be asked to select one type. If you're at least 18 years old and have a regular source of income, you're well on your way to qualifying for a card.
If you lose your credit or charge cards, or if you realize they've been lost or stolen, immediately call the issuer(s). By law, once you report the loss or theft, you have no further responsibility for unauthorized charges. In any event, your maximum liability under federal law is $50 per card.
